Financial Planning

Your custom financial plan will cover retirement projections, investment strategy, college savings planning, insurance needs analysis, and strategies for funding both short-term goals (like travel or home renovations) and long-term goals (like financial independence or legacy planning).

If you’ve ever asked, “Am I saving enough?”, “Can I afford to retire?”, or “How do I juggle multiple financial priorities?”, then financial planning can help. Our goal is to bring clarity and confidence to your financial life, no matter where you’re starting.

After a brief consultation call with Mindy to learn about your goals and financial situation, you’ll receive a checklist of the information needed to build your plan. Once you provide those details, Mindy will analyze everything and create a personalized financial roadmap. You’ll then meet to review the plan together, make any necessary adjustments, and walk away with a clear, customized report outlining your current financial picture and the steps needed to reach your goals. If you choose to move forward with investment management, Mindy will guide you through transferring your accounts and begin implementing your investment strategy on your behalf.

Financial planning is offered as a flat, one-time fee based on the complexity of your situation—no surprise charges or hourly billing. If you choose to engage in ongoing investment management, a quarterly fee is deducted from your account, also based on the scope of your needs and the assets under management. During your consultation, Mindy will provide a clear quote so you know exactly what to expect before moving forward.

Financial planning is a comprehensive look at your entire financial picture and provides a strategy for achieving your goals. Investment management is the ongoing process of managing your investment accounts in alignment with your plan. Planning can be a standalone service, while investment management includes ongoing access to advice and plan updates.

We’ll review what you have, identify any gaps or inefficiencies, and help you determine if adjustments are needed. Mindy’s goal is to make sure you have a strategy that works for you, even if that means staying where you are.